An alternative solution. Borrow ВЈ100 – ВЈ1,000, at the mercy of affordability
Representative 535%вЂ‹ APR.
A quick payday loan is a kind of short-term credit, once the title shows, your debt with this kind of loan is generally paid back in complete through the borrowerвЂ™s pay packet that is next.
These types are provided by some lenders of payday advances, however with Satsuma we only provide short-term loans. Our clients can borrow as much as ВЈ1,000, susceptible to affordability, and repay between 3 to one year, either in regular or month-to-month instalments. This feature differentiates a Satsuma loan from payday advances.
Why choose Satsuma?
When making our option to payday advances, we desired to provide a versatile, short-term loan that permitted clients to decide on just how long they spent repaying their loan.
No fees that are hidden
Our clients rate us 4.68 out of 5. Reviews.co.uk, 2019 july
Take to our loan calculator
You may want to consider using our loan calculator to get an understanding of exactly what your repayments will be before you apply for a Satsuma short-term loan. You can make use of the sliders to create the total amount you ought to borrow, with weekly or monthly payments over your selected time period whether you prefer to repay it.
It sets you in charge since you is able to see just what the repayments will be, replace the amount or payment duration around, and work down what’s the option that is best for your needs.
Our loan calculator shows precisely what you will repay
Check always just before use
ItвЂ™s a payday loan or an alternative like a short term loan available at Satsuma, it will leave a mark on your credit file when you apply for any credit, whether. In the event that youвЂ™ve been declined that loan due to a credit check, it would likely influence your credit rating вЂ“ even although you donвЂ™t wind up taking out fully that loan. This could additionally affect the means other programs assess you for credit.
With Satsuma you should check before you use. If you’re considering obtaining certainly one of our short-term loans, weвЂ™ll provide an eligibility decision within one minute. It won’t influence your credit rating until you decide to just take out of the loan a while later.
YouвЂ™re not obliged to simply take a loan out with us after checking and there wonвЂ™t be accurate documentation from it on your own credit history. The full application does but require a full credit check.
We check your info
Its perhaps not a application that is full we payday loans in Virginia city just require several details
Protect your credit history
Regardless of the outcome, it will not influence your credit rating unless you decide to use
Provide you with your outcome
You will discover call at one minute. We will need certainly to look at your details if you decide to apply*
May I submit an application for a Satsuma loan on the web?
Satsuma just provides loans that are short-term. Check always you have filled out a few details, we can give you an initial decision in 60 seconds before you apply and once. Then wish to proceed, this will be subject to a full affordability assessment which includes a credit check if you.
In a few circumstances we might require three monthsвЂ™ well worth of payslips, this is certainly to validate your revenue.
You’ll need a details that are few hand before you use including:
Before or if you have an existing loan with us, you will also need your loan agreement number if youвЂ™ve borrowed from us.
Does Satsuma offer Bad Credit Payday Advances?
At Satsuma, we usually do not offer bad credit pay day loans as there isn’t any such thing. Whilst some might assume that a woeful credit history|credit that is poor} can lead to pay day loans being the actual only real choice available, you will find options available dependent on specific needs and circumstances, such as for example a quick term loan like Satsuma.
What exactly is a Guarantor Loan, and do Satsuma offer these?
No. Guarantor loans are the ones which need the debtor to possess a secondary celebration guarantee the mortgage payment in the event that original applicant defaults at any point.
Satsuma try not to provide guarantor loans, one of several top features of a Satsuma temporary loan is that it’s a вЂno guarantorвЂ™ loan.
Also when you have had difficulty with credit in past times, you might still qualify for a Satsuma loan which does not need a guarantor.
Can you obtain a loan without a credit check?
Within the UK, regulated lenders need certainly to perform credit and affordability checks to be sure these are typically lending to individuals who are able it. Satsuma will consequently finish a credit verify that you submit an application for a Satsuma short-term loan.